Till is a financial technology company, not a bank. Banking Services provided by Coastal Community Bank, Member FDIC. Till accounts are FDIC insured up to $250,000 per depositor through Coastal Community Bank, Member FDIC. FDIC insurance only covers the failure of an FDIC-insured bank. FDIC insurance is available through pass-through insurance at Coastal Community Bank, Member FDIC, if certain conditions have been met. The Till Visa Card is issued by Coastal Community Bank pursuant to license by Visa U.S.A. Inc. Apple®, App Store®, and iPhone® are registered trademarks of Apple Inc.
**Till Premium is a paid subscription service offered by Till for a fee, to be paid to Till on a monthly or annual basis. Till Premium provides access to all standard Services described in Till’s
Terms of Service, as well as additional Services such as those described below. Subscription and Service eligibility and availability may vary and some plans may not be available to all users. The subscription offering presented at the time of enrollment represents the plans and features available to you.
¹ Cash Back Rewards: Available to Till Premium subscribers only. Earn 1% cash back on up to $300 in monthly spend per child. Cash back does not apply to ATM withdrawals. Rewards are deposited by the 5th of the following month. Rewards may be reversed for returned or disputed purchases.
² Save Rewards: Save Rewards are an educational tool and incentive designed to encourage savings, available to Till Premium subscribers only. Rewards are calculated daily based on settled balances in Save accounts and Save Goals. Rewards are deposited monthly by the 5th. Pending transactions are not included in balance calculations. This is not an interest bearing account.
³ Early Payday: Early direct deposit is not guaranteed and relies on the payment instructions from the payor.
⁴ Free Instant Debit Deposits: Till Premium subscribers can instantly fund their Parent Wallet by transferring funds from an external debit card with no fee charged by Till. Non-Premium members are subject to a 3% fee for instant debit deposits. Fee-free ACH transfers are available to all users.
⁵ No Foreign Transaction Fees: Foreign transaction fees are waived for Till Premium subscribers on kid accounts only. When a foreign transaction fee is charged by a merchant, Till will credit the fee amount back to the child’s account once the transaction settles, typically within 3-5 business days.
All rewards and features require an active Till Premium subscription and accounts in good standing. Till reserves the right to modify or terminate rewards programs at any time. Void where prohibited. Tax implications of rewards are the responsibility of the account holder. Till, Western & Southern Financial Group, and their affiliates do not provide tax advice. For additional detail, please see our
Terms of Service.⁶ Till accounts are FDIC insured up to $250,000 per depositor through Coastal Community Bank, Member FDIC. FDIC insurance only covers the failure of an FDIC-insured bank. FDIC insurance is available through pass-through insurance at Coastal Community Bank, Member FDIC, if certain conditions have been met.
⁷ Visa Zero Liability Policy covers U.S.-issued cards and does not apply to certain commercial card transactions or any transactions not processed by Visa. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations, and other details please consult your issuer.the responsibility of the account holder. Till, Western & Southern Financial Group, and their affiliates do not provide tax advice. For additional detail, please see our
Terms of Service.
